Step 1
Enter your desired location by County, Zipcode or City
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- 10620 Treena St. STE 230, San Diego, CA 92131
- 858-703-8142
- [email protected]
Unlock Affordable Homeownership
We make it easy to find homes that have Assumable Mortgages.
More homes, better data
Discover homes with interest rates in the 2’s and customize your search by: Location, Down Payment, Loan or Property Type
Streamline your search
Score is a combination of factors that make a property an excellent candidate for assumption to quickly find the best opportunities for you! These include interest rate, loan type, loan-to- value, days on MLS and unit mix.
Comprehensive financial analysis and actionable intelligence
- Complete payment breakdowns
- Long term Savings
- Loan specific costs
- Relevant comparisons
Onboarding is a snap in 3 easy steps
No credit card required!
Step 2
Dial up yoru maximum down payment. Set the bar high and expand visibility to key properties.
Step 3
See real-time data based on your criteria. Actual active listings that includes:
- Number of Houses
- Average Interest Rate
- Price Range
That’s it!
Create your account for free. We think you are going to love it!
Pricing
Because assumptions are tricky, you have a few options to become a long term user.
BUYER
AGENT
Just gimme the info!
$
49
00
Per month -
For some reason, you just want to give us your money
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You really dont want to talk to anyone
I don't have an agent.
FREE
Instant access
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We partner you with an expert on assumptions
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This licensed agent knows how to structure and negotiate these these tricky deals
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A real live person to help you whenever you need it
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Visit houses and start writing offers!
I already have an agent.
FREE
Through your agent
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If your agent is already one of our partners, or if you want them to sign up, we will contact them for you.
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Agents get 20 free accounts to give their buyers - that’s you!
Agent Basic
Explore and Discover
$
49
00
Per month -
Access to all app features to explore properties
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Search and view property listings
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Play around with the app and get a feel for its capabilities
Agent Pro
Professional Access
$
89
Per month
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Invite up to 20 clients to use the app
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Your custom name displayed throughout the app for clients
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View client saved homes,
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Search and view property listings
Frequently Asked Questions
Buyers
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
If you meet the lender’s criteria, an assumable mortgage could be a great choice. Use the Providwell Score and breakdown the gap in loan amount and down payment in the mortgage comparison feature on the listing detail page.
Assuming a mortgage can seem complex and unfamiliar. Our advanced tool uncovers actively listed homes with assumable mortgages, focusing on sellers who are eager to make a move.
90% of homeowners don’t know their mortgage is assumable. Buyers who work with Providwell are 5x more likely to close in 45 days. Contact us at (858) 703-8142 to learn more.
While Providwell provides comprehensive support for the assumption process, it’s recommended that you work with a knowledgeable real estate agent with regional expertise. Providwell has developed an extensive network of agents who are well-versed in assumptions, and a Providwell advisor can connect you with a vetted agent if needed.
Sellers
Providwell is your trusted partner for selling or buying a home with a low-rate assumable mortgage. We manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller. All government-backed loans, such as FHA and VA loans, are eligible for assumption by law, and millions of these mortgages are available.
With today’s interest rates, including your low-rate assumable mortgage in your sale offers several benefits:
- Larger buyer pool: Sellers that include a low-rate mortgage with their home can attract 5x more buyers that can afford their home.
- Competitive advantage: The ability to assume a low interest provides an additional incentive to potential buyers, making your listing stand out in the market.
- Higher proceeds: Once more buyers can afford your home, you’ll receive more offers and have a higher certainty of sale.
With interest rates at their highest in years, your low-rate mortgage is a valuable asset. Providwell helps sellers effectively market their assumable mortgage to maximize exposure and reach up to 5x more buyers.
We’ll work with your listing agent to market your listing to buyers interested in assuming a low-rate mortgage. We can also provide your agent with additional marketing resources to include with your listing.
For sellers who don’t have a listing agent, we can recommend a highly trusted and qualified agent who will partner with Providwell to sell your home along with your assumable rate mortgage.
Agents
Our software helps agents be successful with loan assumptions- and successful in general! Find your buyer a deal that is so good, they tell everybody!
A client acquisition tool – We make it easy for agents have more and better conversations with prospective buyer clients. Agents have the ability to give their buyers free access to our app – showing unique value and strengthening the relationship.
Data that gets offers accepted – We provide the financial analysis to show the value being unlocked through assumption. This gives buyers the data to submit an offer that gets accepted.
If you fill up your 20 free client seats, you can add another 20 for a nominal fee. Or use your limited seats to help get your BBE signed.
More Properties to see, less bad data. – don’t waste your time with properties that aren’t assumable, are already pending, or are a short sale. We carefully filter our data to help ensure you only see viable opportunities.
